A former banker would rather double down.
As a former banker, I can't believe I am going to say this, I would rather put my money into MGM and WYNN than AIG or BAC. The reason is transparency and upfront honesty. What do I mean by "upfront honesty?" Anyone in the employ of a casino is going to tell you without blinking an eye that the casino exists because they count on you, the quarter slot player or whale, to lose money. Not only that but they want you to have a great time while the money pours out of your pockets. Banks are not not nearly so honest. Banks have stacked the deck in their favor to milk as many fees out of you as possible, much of the time while you are not looking. They hand you a flyer filled with mice type when you open your free account that explains the fees for this and that. Who has time to read such things? That flyer is misplaced the minute you get in the car to leave the branch. They know this! They count on it! Don't be a sucker. Join a credit union where they actually care about you because you are a part owner of the place, not just a fee machine. You'll get better rates on everything from savings accounts to car loans.
Yours truely and free of fees,
P.S. - I am no longer in banking of any sort.