Adventures in Healthcare
For a long while, my girlfriend's employer provided both of us with heath insurance. She quit a few months ago to go back to school, so now we buy our own policies. No problem with that. We're fine with it.
But individual plans, as we're learning, are an insulting joke.
Our policies began in July. By pure coincidence, we needed medical care almost immediately. This wasn't pre-existing stuff; just random stuff that came up and needed attention.
Procedure 1: $500. Denied.
Procedure 2: $800. Denied.
Procedure 3: $1,800. Denied.
Boy, these guys are rough. But I singed the papers, and it says what's covered and what isn't. Apparently this stuff isn't. Fine.
Then, 9 days after our policies began, comes a letter notifying us that our premiums are to rise by 22%. "This is a reflection of the ongoing rise in the cost of healthcare" they tell us.
Maybe that's good news. Apparently the insurance company is paying for someone's medical care. Just not ours.