I was reading this and the number just makes me dizzy:
$6.6 trillion short...that is NUTS! I mean let's look at it from a population standpoint. There are approximately 307 million people...that's $21,498 per person. There are about 235 million at 18 or older which changes that number to $28,085. And I would argue that given the current rate of return, 3% as cited in the article might not be as conservative as they think.