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lquadland10 (< 20)

From the FDIC Web page.

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July 11, 2008 – Comments (0) | RELATED TICKERS: GLD , AUY , FSLR

Last year at this time the FDIC still had 94.32 in covered ratio and now it  90.28  billion as of March 31, 08. As of the end of June they had about 52 billion. It is going fast. This is also before Indy Mac. Buy gold. Statistics at a Glance As of March 31, 2008 Dollar Amounts in Billions

First Quarter 2008 All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion Number of FDIC-Insured 8,494 7,240 1,254 6 1,550 26 4,749 807 102 364 838 52 Number of FDIC-Supervised 5,176 4,753 423 0 1,071 10 2,960 330 53 214 518 20 Total Assets $ 13,369 11,495 1,875 3,086 158 449 5,271 1,363 66 39 113 2,824 Total Loans $ 7,968 6,666 1,301 1,252 103 326 3,705 975 56 9 63 1,478 Domestic Deposits $ 7,069 5,937 1,132 800 128 145 3,492 781 54 28 93 1,548 Net Income (QTR) $ 19.347 19.302 0.045 2.600 0.466 5.189 10.197 -0.720 0.211 0.209 0.284 0.911 Percent Profitable (QTR) % 86.1 87.1 80.1 83.3 96.6 92.3 82.5 83.0 90.2 73.9 94.3 86.5 Average Return on Assets (QTR) % 0.59 0.68 0.01 0.35 1.20 4.60 0.78 -0.21 1.30 2.18 1.02 0.13 Average Return on Equity (QTR) % 5.72 6.71 0.09 4.44 10.66 20.59 6.87 -2.57 14.31 10.74 9.00 1.36 Net Interest Margin (QTR) % 3.33 3.38 3.02 2.83 3.84 8.64 3.67 2.73 4.90 3.07 3.61 2.61 Equity to Assets % 10.18 10.08 10.81 7.57 11.22 22.86 11.36 8.09 9.01 19.97 11.33 9.61 Noncurrent Loan Rate - Total Loans * % 1.71 1.60 2.24 1.55 1.27 2.22 1.76 2.39 0.83 0.93 1.04 1.25 Real Estate Loans % 2.19 2.12 2.44 2.33 1.46 2.05 2.25 2.48 0.63 0.97 1.09 1.77 C&I Loans % 0.79 0.78 1.06 0.47 1.55 2.82 0.87 1.14 0.81 1.35 1.33 0.65 Consumer Loans % 1.47 1.51 1.04 2.06 0.75 2.35 0.81 1.01 0.97 0.60 0.72 0.71 Coverage Ratio ** % 88.88 96.24 61.96 112.56 103.49 222.70 77.12 54.97 209.06 146.56 114.53 90.28 Net Charge-Off Rate - All Loans (QTR) % 0.99 0.95 1.19 1.13 0.14 4.97 0.70 1.15 1.78 0.23 0.17 0.64 Real Estate Loans (QTR) % 0.73 0.65 0.98 1.26 0.09 2.94 0.56 1.09 0.47 0.04 0.08 0.59 C&I Loans (QTR) % 0.67 0.63 1.40 0.29 0.30 6.65 0.65 1.11 4.50 0.02 0.22 0.41 Consumer Loans (QTR) % 3.07 3.02 3.51 3.08 0.51 5.16 2.17 2.50 2.33 0.76 0.62 1.66 First Quarter 2007 Number of FDIC-Insured 8,649 7,379 1,270 4 1,617 26 4,719 798 115 403 906 61 Number of FDIC-Supervised 5,215 4,782 433 0 1,120 10 2,903 315 61 238 542 26 Total Assets $ 11,982 10,135 1,847 2,436 149 407 4,758 1,507 99 46 119 2,461 Total Loans $ 7,278 5,972 1,306 1,056 99 297 3,315 1,040 77 10 67 1,316 Domestic Deposits $ 6,695 5,523 1,172 683 122 102 3,295 956 76 32 98 1,331 Net Income (QTR) $ 35.644 31.173 4.471 5.564 0.442 3.977 13.603 3.437 0.433 0.229 0.293 7.666 Percent Profitable (QTR) % 91.0 91.9 85.7 100.0 96.0 88.5 90.5 86.0 92.2 77.4 94.3 98.4 Average Return on Assets (QTR) % 1.20 1.24 0.97 0.93 1.19 3.84 1.15 0.91 1.77 2.03 0.99 1.25 Average Return on Equity (QTR) % 11.33 12.07 7.94 12.10 11.02 15.93 10.20 9.07 17.24 9.94 8.77 12.76 Net Interest Margin (QTR) % 3.32 3.38 3.02 2.46 3.91 8.18 3.72 2.71 5.03 3.15 3.63 2.89 Equity to Assets % 10.58 10.27 12.29 7.67 10.87 24.50 11.33 10.15 10.25 20.27 11.26 9.75 Noncurrent Loan Rate - Total Loans * % 0.84 0.83 0.89 0.87 1.04 1.82 0.77 0.84 0.68 0.66 0.85 0.78 Real Estate Loans % 0.91 0.91 0.91 1.13 1.05 2.08 0.86 0.86 0.35 0.63 0.87 1.01 C&I Loans % 0.62 0.61 0.78 0.41 1.55 1.97 0.64 0.73 1.06 1.19 1.20 0.55 Consumer Loans % 1.17 1.22 0.77 1.55 0.70 2.00 0.65 0.56 0.81 0.50 0.62 0.60 Coverage Ratio ** % 127.97 139.88 77.16 125.21 130.87 212.70 145.46 59.61 210.26 200.85 143.19 94.32 Net Charge-Off Rate - All Loans (QTR) % 0.45 0.48 0.33 0.57 0.14 3.86 0.23 0.21 1.43 0.18 0.17 0.31 Real Estate Loans (QTR) % 0.10 0.11 0.08 0.21 0.04 1.57 0.10 0.09 0.14 0.03 0.06 0.08 C&I Loans (QTR) % 0.35 0.32 0.76 0.07 0.47 3.96 0.30 0.28 3.11 0.27 0.30 0.33 Consumer Loans (QTR) % 2.43 2.38 2.83 2.65 0.59 4.17 1.19 2.72 1.87 0.51 0.65 1.53

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 05/29/2008 Questions, Suggestions & Requests

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