Health Insurance Poll
It's that time of year when most of us have to review our health insurance options, changes, etc... and make our selections for the coming year...at least if you have health insurance through your employer. My selections are due in by the end of this week and I first checked out the options this afternoon. I was shocked!
Monthly premiums: +67%
Well care co-pay: From $15 to $0...the only highlight.
Primary care co-pay: +67%
Specialist co-pay: +167%
Out-of-pocket max (individual): +67%
Out-of-pocket max (family): +150%
Out-of-pocket max (individual) - out of network: +150%
Out-of-pocket max (family) - out of network: +275%
The prescription drug provider has changed, but I haven't had a chance to check out the details there yet.
There is a low premium, high out-of-pocket max, HSA plan, but apples-to-apples, the EPO/PPO option premiums are up a ridiculous amount while offering far worse coverage than before.
Is everyone else seeing the same thing?
FYI - The providers I'm talking about are United Healthcare and Blue Cross / Blue Shield