As I await the arrival of Irene, my local news is pointing out that Irene is weakening and is borderline between being Tropical Storm Irene with winds up to 73mph, and Hurricane Irene with winds over 75mph. My weatherman is correct in asserting that I really will not know the difference, 5mph one way or the other is not significant
That is until the insurance payment arrives. The deductible on Tropical Storm Irene is $2000. The deductible on Hurricane Irene is $20,000.
And that is a significant 5mph difference.