How is disposable income these days?

dwot — Thu, 11 Apr 2013 10:23:01 GMT

I am wondering how disposable income is looking for people these days. I'd appreciate people commenting whether they think their's is better or worst over the last 5-10 years and if there are significant reasons for the change.

In my case, I moved to northern Canada for a job in 2007. Prior to that disposable income was tight as I was somewhat under employed (maybe 70-75%) and housing was very expe...

Cyprus - negative interest

dwot — Mon, 18 Mar 2013 10:07:54 GMT

Ugh...

I have wondered how the financial crises would play out and somewhere I read a prediction about negative interest rates on bank accounts. I guess this special levy Cyprus is considering on deposits could be considered negative interest.

Double ugh. I don't think this should be dismissed as something that couldn't possibly happen, say, where you live...

What about demographics?

dwot — Sun, 04 Nov 2012 08:48:43 GMT

I think looking at Japan's economy is important because they are "ahead" in the aging population and they had their housing bubble just prior to the massive shift of increased seniors in their population.

Anyway, I don't think this article on

Dilute weighted shares

dwot — Sun, 21 Oct 2012 12:40:31 GMT

I was just having a look at the earnings news with Google and share dilution is a huge issue for me. Anyway, for google for the end of September last year it says 327.4 million and for this year 333.3 and that is a 1.8% dilution in a year, or in rough numbers, 6 million shares at say $650, rough...

Poor rats

dwot — Tue, 16 Oct 2012 06:40:24 GMT

This looks bad.

http://www.ubergizmo.com/2012/09/genetically-modified-food-linked-to-tumors-scientific-study/

Go chocolate!

dwot — Wed, 10 Oct 2012 18:42:36 GMT

http://www.webmd.com/food-recipes/news/20121010/link-chocolate-nobel-prize

Where does the money come from?

dwot — Sun, 23 Sep 2012 19:02:48 GMT

Well, looking at the markets and how they respond continues to be interesting. I think evidence is in over my belief of declining wages and households being squeezed. I was just looking at an article that gives figures that household incomes are down about 9% since 2007...

Another year, another robbery...

dwot — Mon, 20 Aug 2012 18:13:05 GMT

I'm getting real tired of this. Actually I was robbed in June, my laptop from the school. I put up a reward and it was recovered but they are holding it as evidence. I knew it had been recovered 2 days after it was stolen, but I'd left and I only found out today that I can't get it back until after all the court proceedings. I am not a happy camper here. It has all of my teaching resources.

Can not blog or comment from mobile

dwot — Thu, 09 Aug 2012 18:37:42 GMT

I was traveling this summer without a laptop, only the mobile phone and I discovered that you can not post comments or a blog from a mobile phone, or at least I could not from my phone. I could enter a title to a blog, but I could not get to this text screen, or to comments. Well, I could not get the keyboard to write something to come up.

How can I resist this one?

dwot — Wed, 20 Jun 2012 22:22:06 GMT

As a long time advocate for preventing smoking, how can I resist this one, http://www.theglobeandmail.com/life/health-and-fitness/video-smoking-kid-advertisement/article4356131/

High Point

dwot — Tue, 05 Jun 2012 09:29:53 GMT

We have grad this week and yesterday I read the answer to a question, "What was the high point of your school years?" The answer was the trip to Vancouver. What a warm fuzzy. Thank you again to everyone that helped make that happen.

That was 3 years ago and I've not done another trip. It was pretty challenging for me. I'm not used to having teens for 2 weeks straight 24/...

Pension issues being tackled

dwot — Sat, 02 Jun 2012 12:57:32 GMT

I think pension issues are going to be huge for the markets, so I do keep my eye on following what various jurisdictions are doing, and here's New Brunswick.

I do think a shared risk is the best way to go. It seems to me the weigh...

Youth fighting back?

dwot — Sat, 26 May 2012 15:49:23 GMT

I have long looked at how lifestyle has been declining for youth and wondered at what point do they start to fight back.

I have been following the protesting and riots over raising tuition fees in Quebec. Indeed, when I was in Montreal the s...

Having a look at China

dwot — Mon, 21 May 2012 14:34:57 GMT

What I am finding the biggest unknow in predicting is policy and other countries.

Vancouver has this massive housing bubble that has sustained itself. I sold out of the market in 2008 and it has continued up about 10-15%.

We originally bought into the Vancouver market in 93, and that was the top of a bubble. In 2003 when we moved into the home we sold in 2008, ...

Treatments?

dwot — Sun, 13 May 2012 03:28:53 GMT

I'm interested in cancer treatments for the liver and colon. I have found there always people that keep up-to-date on what's happening medically and new drugs and treatments. Someone dear to me is running out of options.

IPY: From Knowledge to Action

dwot — Mon, 23 Apr 2012 16:50:00 GMT

I'm in Montreal, my third day here, at the International Polar conference.

It is definitely interesting. Really interesting stuff on how the climate change is changing ocean currents and the big issue is how it is changing the mixing of the lower nutrient rich part of the ocean with the upper layer. Without the mixing there is a huge void of minerals and such that are need for the massive photosynt...

Butchers and Dieticians

dwot — Mon, 09 Apr 2012 22:23:53 GMT

I just saw this on Big Picture, I guess it was posted there a couple weeks ago. I thought it was good.

http://www.youtube.com/watch?feature=player_embedded&v=Dg5RRMAc1GY

At least it is honest...

dwot — Sat, 07 Apr 2012 11:59:22 GMT

Seeing how the aging population is hitting so many countries at the same time, this is going to affect long term furture investment income by slaughtering disposible income.

I just went looking back at a post I did looking at projections of workers to retired,

Merry Christmas

dwot — Sun, 25 Dec 2011 11:51:04 GMT

Merry Christmas everyone!

Totally random

dwot — Sat, 24 Dec 2011 11:30:03 GMT

I was reading over this article and it seems to me that the win and lose picks seem totally random relative to each other... And the Globe and Mail is considered "the" business newspaper in Canada...

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