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December 30, 2013 – Comments (39) | RELATED TICKERS: F , UN

Well this site is nowhere near the "fun" it was years ago where many would argue tooth and nail about an issue.  So I am going to link  really fun threads.  Today's is a tribute to global warming:

 

 http://caps.fool.com/Blogs/global-warmings-six-americas/199522

 

39 Comments – Post Your Own

#1) On December 30, 2013 at 9:41 PM, awallejr (79.68) wrote:

And sorry but comment #44 is still spot on ;p

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#2) On December 30, 2013 at 10:19 PM, Mary953 (77.10) wrote:

I missed this post the first time.  My view is a historian's view.  For instance, in the late 1700's we were coming out of a mini-ice age which is one reason that Valley Forge was so horrific for the soldiers.  In 1795, the Cumberland River in Nashville froze hard enough that the men settling Nashville were able to walk across the ice.  That never happens - ever.

Greenland was settled at the end of a period of global warming (approx 980-1000.)  It really was green and warm enough to farm when it was named.  Around the world, farmers were able to grow not one, but two harvests in a given year.  Then the world cooled back to its 'normal' temperature and Greenland became thoroughly inhospitable.

I have to put myself in the last group of not believing that people have that much input where global temperature cycles occur.   All I have to do is look at 1816, which was called "The Year Without a Summer" in England.  Crops died in the field and the two weather conditions during the summer were rain and cold.  The US experienced famine conditions and Europe was plagued with disease, both situations have been chalked up to the same cause.   The cause was a  volcanic eruption on the other side of the world.  In Indonesia, Mount Tambora exploded in the most destructive disaster of the last 10,000 years.  It threw an estimated 12 cubic MILES of gases, dust, and rock high enough into the air that it was carried around the world.  Compared to something like that, I just cannot believe that a can of hair spray or a car has that much power to affect the environment.  If you have never heard of Tambora, don't worry about it.  The explosion occured before the invention of the telegraph and most people were more concerned with Napolean at the time anyway.  Krakatoa, one tenth as destructive as Tambora, exploded after the invention of the telegraph.  We know that name.

And yes, comment 44 was spot on!  I suppose I think that the world will warm and cool and there is not a lot I can do about it...sort of like stocks going up and down with not much to do about it. 

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#3) On December 31, 2013 at 8:09 AM, awallejr (79.68) wrote:

Well at least we are no longer hearing purportedly intelligent people saying "we have to stop global warming" and we are now hearing (correctly and hopefully my blogs had some small influence) "we need to adapt to changing climate."  

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#4) On December 31, 2013 at 10:52 AM, Mary953 (77.10) wrote:

We need one more category for those who think that global warming is a good thing.  Historically, global warming periods are periods of great prosperity, comfort, high food production, basically all of which were good.  Global warming periods were looked at as "the best of times" not "the worst of times."  And no, the polar ice caps did not melt and swamp the earth.  ;)

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#5) On December 31, 2013 at 2:03 PM, awallejr (79.68) wrote:

Well many don't wish to acknowledge that mankind has thrived BECAUSE of global warming.  This does not mean that I take pollution lightly.  I don't.  I am all for cleaning things up.

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#6) On December 31, 2013 at 10:02 PM, Starfirenv (< 20) wrote:

On 9.09- 

http://caps.fool.com/Blogs/909-is-here-soap-/264627?

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#7) On December 31, 2013 at 10:04 PM, Starfirenv (< 20) wrote:

Bentanomics-

http://caps.fool.com/Blogs/gold-is-worthless/271614?&mrr=1.00

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#8) On December 31, 2013 at 10:14 PM, jiltin (30.12) wrote:

I always have this dilemma pay off loan or invest in stocks. I hope many would have overcome such situation in the past.

I have two accounts to trade with, one from IRA  (non taxable, can not withdraw money) and another with cash balance.

Since I can not withdraw IRA account, I invest on some stocks which has done very well. After you suggestion to keep investing with longer time period, I stopped day trading kind of work. For the past three months, this is growing well. The investment amount is above 100k.

However, the main issue is with cash accounts.Whenever I get extra savings, I do buy stocks like 2k or 3k. When the stocks value reach above 20k (just an example), and the total value is positive (gain), I do sell those stocks and pay off my mortgage HELOC at 4.5% (50k). 

Because of this truncation, My cash accounts return is 10% while IRA account is 35%. Being in 50s, I wanted to early complete my mortage and get a home free before my retirement. When I calculate the ROI at the end of the year, I see big difference in ROI.

I do understand what I am doing. Am I doing right or wrong? Do I need to keep continue my investment instead of repaying the loans using my cash accounts? Do you have similar situation? What is the best strategy to balance loan and investment. 

 

 

 

 

 

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#9) On December 31, 2013 at 10:16 PM, jiltin (30.12) wrote:

Sorry for digression and cross postings

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#10) On December 31, 2013 at 10:34 PM, Starfirenv (< 20) wrote:

In the spirit of past "fun"-  How 'bout some of Chicken Little's Greatest Hits? Anybody?

Or our favorite Poop Slingin' Chimp's?

Or some classic Hollywood Dan?  The Toad?  Toad killer Troof?  Money McBags? Checklist, binve, Cato, dakota, speedy, tasty, Chris, David?... etc.

Alas, so many great ones gone.

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#11) On December 31, 2013 at 10:42 PM, Mary953 (77.10) wrote:

jiltin,  Cross postings are fine, but you know that my mind just sort of shuts down when someone starts spouting numbers.  Blame it on my 8th grade math teacher which is a lot better than blaming it on me.  ;)

Never saw the links on # 6 and 7 before.  Hilarious - especially the comments.  Fantastic! 

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#12) On December 31, 2013 at 10:49 PM, Starfirenv (< 20) wrote:

#5) On October 14, 2009 at 12:29 AM, SolarisKing (< 20) wrote:

Hey Qwerty (what's that mean?), i'm not a liberal, or a conservative, OR an 'independant', and i LOVE to fight.

Tell you what, champ. Let's start a one hundred mile hike across the mountains. Then when we get back a 5:00 am start with no breakfast, and a 14 hour workday loading 100,000 pounds of apples. Then how about a 7 mile run, for fun, and to make a point of how tough we are, and then cruising for girls till we close the clubs at 3:00 am.

 THEN WE'LL FIGHT.

Then we'll compare girlfriends. Mine is 6' tall with blond dreadlocks and baby blue eyes. She reminds of Uma Thurman, and carries an 8'' bowie knife strapped to her thigh.

THEN WE'LL FIGHT AGAIN. NAKED.

Why you gotta go name callin'? Guys with real masculinity don't ever do that. Look around. 

I love to fight. Sheesh. I wanna get a plane ticket now, just to fight. I wanna fight so bad. . . i wanna quit my job, and come over there where you are, so we can pal around like real men,. . 

AND THEN WE'LL FIGHT AGAIN. NAKED IN THE SNOW.

I love to fight, and i love pansies, too. Because that leaves more girls for me to hang out with. I like conservatives too, because that leaves more girls for me to hang out with.

Just jokin. I'm actually just a very funny guy.

much love and good luck.

-solaris

 

#6) On October 14, 2009 at 1:04 AM, ChrisGraley (29.83) wrote:

Call me the Woody Allen of the thread, but what are we not supposed to be fighting about? I thought I knew, until I looked at the tags.

BTW, I'll fight anybody in this room except Solaris. he likes to fight naked and there is nothing scarier on the planet than a lilly white farmer spinning his mini me around singing "bum chicka wow-wow!"

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#13) On December 31, 2013 at 11:04 PM, Mary953 (77.10) wrote:

Starfire - What the &$#^%# was that?  

I was going to add a link to Dare's http://caps.fool.com/Blogs/i-jus-wanna-spit/169012 but I am a bit scared to after that particular post.  It just seems a bit unnerving.   

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#14) On December 31, 2013 at 11:16 PM, Starfirenv (< 20) wrote:

Hi Mary,  you must have some favorite "fun" to add...

I saw an alert w/ your name on it-  flattered, but I rarely stop by anymore...

I saw this a few days ago and think tou will enjoy.  Interesting insight from one of my faves..

The Greatest Gift for All — Paul Craig Roberts  http://www.paulcraigroberts.org/2013/12/23/greatest-gift-paul-craig-roberts/

954 here so don't feel bad. :O)

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#15) On December 31, 2013 at 11:18 PM, Starfirenv (< 20) wrote:

#12 found here-

http://caps.fool.com/Blogs/the-official-lets-not-talk/276212?&mrr=0.14

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#16) On December 31, 2013 at 11:32 PM, Starfirenv (< 20) wrote:

HansHauge-  All Glory To...

http://caps.fool.com/Blogs/all-glory-to-the/569337

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#17) On December 31, 2013 at 11:48 PM, Mary953 (77.10) wrote:

Starfire,  I would love to see a post from you on just about any topic, even if it is no more than a link to something that you find fun.  You have such a great sense of humor.

#14 - I am honored that you thought of me with that article.  Thanks.  I have bookmarked it.

#15 - Like Cato, there are some images that my mental third eye cannot unsee, like the second paragraph of Chris's comment *shudder*

#16 - Yep, Saw that one and commented on it.  I still miss the Toad. 

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#18) On January 01, 2014 at 12:45 AM, Starfirenv (< 20) wrote:

Mary,  this is what stuck from the PCR piece-
"Christianity’s emphasis on the worth of the individual makes such power as Lenin claimed, and Washington now claims, unthinkable. Be we religious or be we not, our celebration of Christ’s birthday celebrates a religion that made us masters of our souls and of our political life on Earth. Such a religion as this is worth holding on to even by atheists."

"I would love to see a post from you on just about any topic, even if it is no more than a link to something that you find fun."

Post #1- http://caps.fool.com/Blogs/undrestanding-derivative/247543

#2-  http://caps.fool.com/Blogs/the-solution-to-the-global/244524 

2 hours till fireworks.  Big show for the tourists every year-

 

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#19) On January 01, 2014 at 1:25 AM, jiltin (30.12) wrote:

mary953,

I saw your postings http://caps.fool.com/Blogs/where-has-everyone-gone/909072.

You are asking people to " It doesn't matter what you say as much as it matters that you come back and say Something!"

I asked a genuine question, how do someone balance loans and investment? Without providing numbers, no one can clearly see the balance ratio.

I live in san jose area and the numbers are low, Not even enough to retire now. 

I missed 2009-2012 stock bull market, but came in 2013. Good growth is there, but doubtful about loan and investment balance.

Of course, you do not need to answer. If someone has suggestion, I welcome.

 

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#20) On January 01, 2014 at 10:30 AM, Mary953 (77.10) wrote:

Starfire, I assumed that you thought of me because the post combined both Christianity and a historical perspective.  Either would have been pleasing to me, the Christianity a bit more so.  Thank you.  As to the links you added in 18, they are genius and a perfect reason that you should be posting.  I understand derivatives better because of the first, although I do not understand why the local bank would think that unemployed alcoholics would be an acceptable collateral - stupid, stupid, stupid!  The second is, as you said, magic.

Jiltin, dear friend, you have not had the dubious pleasure of watching me over the last 4 years.  I do not answer questions.  I am the one that asks them.  I am math phobic to the point that my mind just shuts down if there are numbers or percentages or anything of the sort in a question.  I will ask a question if I think someone needs an answer but I am never the one with the answer.  This is what you should do to get your answer.  Come up with a good heading and post a new blog with your question.  If you are not getting answers, I promise I will put up a separate blog requesting that people take a look and answer for both of us because I want to know how to handle this situation too.  Sometimes my idiocy in this matter is amusing enough that some folks read just to get a good laugh.  Then, because the people here really are nice (crazy but nice) they answer.  This is also why I post on non-math subjects.  Consider me a sort of cheerleader.  Good in English, Social Studies, History, Genealogy, and a Masters in Library Science.  Good as a teacher at the elementary level.  Total washout in Math which is, unfortunately, the main subject needed here.  D'oh! 

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#21) On January 01, 2014 at 4:09 PM, awallejr (79.68) wrote:

Biggest mistake by TMF was closing out Hypnotoad.

I am kind of fond of this one where my prediction regarding Alstry came to pass:

http://caps.fool.com/Blogs/alstry-quits/377263

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#22) On January 01, 2014 at 4:23 PM, awallejr (79.68) wrote:

And Jiltin it is hard to give you any definitive answers without knowing your complete circumstances.  If you plan on moving at retirement, paying off your HELOC early at the expense of investing might not be a good thing.

Also I don't know if you itemize on your taxes or not. I carry a mortgage but my monthly income more than covers my expenses and I prefer to keep reinvesting income derived off my portfolio.

My goal is to grow my portfolio where the income being earned will equal 2/3s of my current employment income with social security supplementing the rest.

The 2008/9 crash did set me back hard, but when I stopped listening to people (like Cramer) except Ben Bernanke I have made a great comeback and am on target to accomplishing my goal.  I just hope we don't have another crash like the last one but I am at least better prepared.

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#23) On January 01, 2014 at 11:39 PM, valunvesthere (< 20) wrote:

Those were the days posts 

awallejr            commented  5

jiltin                  commented  3

Mary953           commented  6

Starfirenv         commented  8

Valunvesthere commented  1

Total                  commented 23

Who knows how many potential comments has been blocked by awallejr but awallejr?

If awallejr did not block other Motley Fool Caps members, would this blog have 100+ comments and 10 - 15 Motley Fool Caps members commenting now? just like those were the days.

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#24) On January 01, 2014 at 11:43 PM, awallejr (79.68) wrote:

What the heck are you talking about valunvesthere?

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#25) On January 02, 2014 at 12:20 AM, jiltin (30.12) wrote:

Awallejr, Thank you for your feedback. I do not expect exact answers too. I am just getting a reference from experienced (stock or investment)  people to know whether I am doing right or wrong. 

Thanks again, many of your feedbacks are great.

I have kept many financial pages of costco connections (hard copy) and found a great reference by Suze Orman. The first one is exactly like mine except the age is 50s (instead of 30s).

http://www.costcoconnection.com/connection/201209#pg16 

I keep my IRA for my stocks experience, while cash is going to HELOC. I can complete the heloc easily in 18 to 24 months and then jump in stocks.

Mary, I understand and you are really a cheerleader. I am just 6 months new for fool.com

 

 

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#26) On January 02, 2014 at 12:49 AM, Starfirenv (< 20) wrote:

#23- Andy? Blocking fools?

#2- Mary- you're a cheerleader?

bum chicka wow wow!

 

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#27) On January 02, 2014 at 10:03 AM, Teacherman1 (43.04) wrote:

Testing to see if I can comment now.

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#28) On January 02, 2014 at 10:05 AM, Teacherman1 (43.04) wrote:

Too bad I could not comment yesterday. I posted comments on a number of stocks which I thought might be good for 2014, but it did not take.

It took a lot of time and effort to do that and I am not sure I am up to it again.

Hope you all have a happy and healthy new year.

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#29) On January 02, 2014 at 2:03 PM, Mary953 (77.10) wrote:

Oh dear.  I saw your comment, Starfire, and thought, I'm not a cheerleader, a majorette, but not a cheerleader.  Who said that?  Looked back and realized that it was me.  I sorta meant a metaphorical cheerleader.  The bouncy blue-eyed blond with the tumbling runs is the cheerleader in the family.  For that matter, both daughters were also models and martial arts experts.  And yes, I am proud of them, very proud.

And Valunvesthere, Awallejr is not capable of blocking anyone on CAPS.  Not now, not ever.  The only two reasons would be if your comments were spam or if they were obscene.  If they were either, then Motley Fool would make the determination and THEY would block you, not Awallejr.  Trust me, if anyone could be blocked, then Alstry would have been blocked years ago.  He left to set up his own for profit blog.  (Jiltin, if you wonder who Alstry is, just look at a few of his blogs.  He posted hundreds a month.  There were a few that were excellent, but they were mostly doom and gloom.)  Is it possible, Val, that you are simply having difficulty getting your comments to post?  If so, you can join the club that includes Teacherman, HarryCary'sGhost, Dragon, and others (including moi.)  The ability to post or to comment comes and goes for many of us and it is very frustrating.  Not the fault of any one person, I promise.

I have found a new dumb question to ask.  With no teens at home to walk me through this, I need to look for some not-so-senior citizens to help out.  I put up a blog.  Do you...Twitter?  ;) 

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#30) On January 02, 2014 at 2:07 PM, Mary953 (77.10) wrote:

I suppose that should have been "Do you Tweet," shouldn't it?

Still seems wrong to ask that of a bunch of men.  ;) 

 

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#31) On January 02, 2014 at 3:23 PM, Mary953 (77.10) wrote:

I think Motley Fool is gobbling up my comments again.  This is just a test.

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#32) On January 02, 2014 at 6:54 PM, jiltin (30.12) wrote:

I never had any issue with comments. I use chrome, not IE nor mozilla.

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#33) On January 02, 2014 at 7:19 PM, anchak (99.86) wrote:

I miss them too....

CAPS is dying - sad to say - :(

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#34) On January 02, 2014 at 9:33 PM, Starfirenv (< 20) wrote:

Mary, the cheerleader thing was from #25 above.
  Way back in the cobwebs of my brain, I found something for you. It goes to your Dare link, (awesome, missed it), the power of faith, the PCR piece, human spirit, the 72 things thing, O-care and current stuff, even being a librarian and more in a tidy package.  Please enjoy this-

http://www.youtube.com/watch?v=ZymJAsxHbVg

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#35) On January 02, 2014 at 11:18 PM, Starfirenv (< 20) wrote:

http://caps.fool.com/Blogs/europe-wants-to-tax-my/535070

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#36) On January 03, 2014 at 12:06 AM, Mary953 (77.10) wrote:

Starfire, Actually the cheerleader comment was in #20 and I was never outgoing enough to be a cheerleader (besides there were no guys on the cheerleading squad.  The band on the other hand....)

I enjoyed the Twilight Zone episode.  I was still young enough when those were on to have missed most of them.  That was one of the missing ones.  Love the idea that a librarian would be obsolete.  That can only happen if there is no longer any collection of any type of information to be organized.  I finally understand what hashtags are - keywords/subject headings.  Nice.  #reinventedwheel 

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#37) On January 03, 2014 at 12:08 AM, Starfirenv (< 20) wrote:

WAKE UP EVERYBODY-  Harold Melvin and the Blue Notes

http://www.youtube.com/watch?v=ojNiEl9zEO8

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#38) On January 03, 2014 at 12:46 AM, Mary953 (77.10) wrote:

AC Post something!  I won't promise to understand it, but I will enjoy seeing you post and I know that you will be helping to keep CAPS from dying. 

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#39) On January 03, 2014 at 1:29 AM, awallejr (79.68) wrote:

Need that old Cubbie Fan Harry to post too ;/

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