Turn off your email!
As a firm believer that successful financial planning is all about getting stuff done, I found this bit interesting, from an interview author Steven Pressfield did with author Seth Godin:
"SP: Do you experience Resistance (meaning self-sabotage, procrastination, self-doubt, etc.?) In what form does Resistance present itself?
SG: Until you wrote about it in The War of Art, I didn’t know what to call it. For me, the resistance disguises itself as important, even urgent work that could and should be put aside. The resistance most often looks like checking my email. Email is the perfect distraction for me, because it’s fresh, new and bite-sized. When I turn off email, even for an hour, my productivity triples.
Oh, sorry, I’m back. I just stopped writing this to… check my email."
Not that most people would call financial planning "art," but I do think Pressfield's concept of "Resistance" -- self-sabotage, procrastination, reluctance to make difficult decisions and choices -- also applies to getting your finances organized and optimized.
Robert Brokamp is the senior advisor for The Motley Fool’s Rule Your Retirement service.