A holding company, through its subsidiaries, is engaged primarily in property & casualty insurance, focusing on specialized commercial products for businesses, & in the sale of fixed & variable annuities & various forms of supplemental insurance products.
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I simply find it very difficult to ignore a stock that has a sub-1 price to sales ratio, especially when they still have decent earnings. Good P/E ratio as well, and a very low 1.11 PEG. (Especially low for a company in such a low-growth industry.)
All in all, a good small-cap pick. Looks like the market hasn't really found this one yet.
August 2008 - stock has held up relatively well compared to the rest of the industry and insiders are buying more.