Apollo Group, Inc. (NASDAQ:APOL)
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The Company is an education provider for more than 30 years and operates through subsidiaries: The University of Phoenix, Inc., Institute for Professional Development, The College for Financial Planning Institutes Corporation and Western International.
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As students become more knowledgeable about the effects of "bad school debt" you'll see lesser margins in companies such as APOL as overall school enrollment will steady and people will not look to APOL or others as potential areas to increase their job marketability.