The Company, through its wholly-owned subsidiary, is engaged in activities like usual lending & deposit functions of a commercial bank, checking money market, time deposit& savings accounts, Internet banking & bill payment; ATMs & safe deposit facilities.
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This plain vanilla mid western bank is distinguished by no sub prime exposure and very good growth numbers indicating good management. Buying on the 30% price drop as it got tarred by the same brush as the sub prime dipsticks. More downside is very likely as more worms come out of the woodwork which could then be furher buy ops.