The Company, through its wholly-owned subsidiary, is engaged in activities like usual lending & deposit functions of a commercial bank, checking money market, time deposit& savings accounts, Internet banking & bill payment; ATMs & safe deposit facilities.
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as a customer, I believe the bank is well positioned within the Central Oregon market -great service, efficient operations, high visibility. Loan portfolio is relatively conservative, and Bend real estate market is a long-term winner . l anticipate a lower default rate in the area (CACB's main exposure) as a consequence of high proportions of retirees and wealthy investors. All great for CACB!