Consumer Portfolio Services, Inc. (CPSS)

MJKscorecard (< 20) Submitted: 10/01/07 10:27 AM : Start Price: $5.73 CPSS Score: -45.14

October 1st, 2007

As a good friend of mine “MJAscorecard” has pointed out there is blood in the streets and the financial sector is at the epicenter of this “sub-prime slime.” But, if I recall, it was John D. Rockefeller who said, “The way to make ...

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bbcz (94.54) Submitted: 12/10/06 1:38 PM : Start Price: $6.26 CPSS Score: -56.63

It's FMD for cars!

As for why it's undervalued, check out the 10-Q from the past quarter:

"These changes collectively represent a deferral of revenue and acceleration of expenses, and thus a more
conservative approach to accounting for our operatio...

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sloofg (44.81) Submitted: 8/20/07 1:46 PM : Start Price: $4.77 CPSS Score: -41.20

Facilitates auto loans, buys them then securitises. Current concerns regarding securitisation and selling overhang from Levine Leichtman supressing price. Disciplined lending history and management experienced through industry cycles should stand the...

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bridgeboy0 (98.40) Submitted: 8/07/07 10:58 AM : Start Price: $5.17 CPSS Score: -43.81

They exceeded earnings estimates and the stock has been getting hammered ever since. All financials (but more so those related to sub-prime) have been getting killed. This is not a sub-prime mortgage lender but rather a sub-prime auto (both used an...

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ozzy3 (23.98) Submitted: 8/31/07 12:28 AM : Start Price: $5.40 CPSS Score: -45.32

Contrarian magic + patience = the $hiznit.
This one has been given a merciless beat-down by the
sub-prime virus, but a vehicle is NOT real estate.
Big Thanks to 'Hurricane Rick' .... uh .... I mean, Sparky !?

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Superoggo (< 20) Submitted: 8/23/07 2:22 PM : Start Price: $5.27 CPSS Score: -44.90

Too many creditors were killed these last weeks. Less competition - more profit.

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Derrickmarshall (< 20) Submitted: 9/09/07 2:06 AM : Start Price: $6.00 CPSS Score: -51.20

UNDERVALUED

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chitownjester (82.18) Submitted: 9/20/07 5:16 PM : Start Price: $5.96 CPSS Score: -46.94

Lots of people with bad credit need cars. This company excels at managing the lending risk and making a profit. Street fools and those ignorant of the stock confuse its subprime auto lending with the subprime housing debacle.

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pete155 (58.46) Submitted: 10/03/07 2:48 AM : Start Price: $6.00 CPSS Score: -46.58

Might move when sub-prime fears subside

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JTShideler (74.84) Submitted: 10/07/07 5:45 PM : Start Price: $5.98 CPSS Score: -45.49

There will always be need for lenders to people with less then perfect credit. This company is one of the best at doing this. I think the sub-prime scares many people away from this stock but when things calm down the company will continue with gro...

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