America's Car-Mart, Inc. (NASDAQ:CRMT)
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A publicly held automotive retailer in the United States. Its operations are conducted through two operating subsidiaries, America's Car-Mart, Inc and Colonial Auto Finance, Inc.
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I think CRMT will alienate less people with the new strategy of reducing repo's by avoiding extention of credit above a customers ability to pay, only putting them in a car they can afford.
You nailed it right on the head. All of us in the Mortgage industry are having to do the same as well.