Player Avatar geirwin2003 (< 20) Submitted: 2/29/2008 3:11:37 PM : Underperform Start Price: $8.64 CSBK Score: +11.83

This is a horrible company that is an MHC. Their earnings are virtually nonexistent. The stock trades in anticipation of a second stage conversion which, in the current market, is valueless. The board is self serving and do absolutely nothing to improve shareholder value while talking unreasonable compensation for themselves.

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