The Company is engaged in securities brokerage, banking, and related financial services. It provides financial services to individuals and institutional clients through two segments: Schwab Investor Services and Schwab Institutional®.
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Among consumer finance companies and brokerages I think Schwab stands out as as a stable, honest brand with good customer service and reasonable prices. They are the new Merrill Lynch now that Merrill Lynch went belly-up on subprime and lost the right to consider itself as stable and solid as a bull.