Player Avatar goochb1 (34.55) Submitted: 3/25/2008 1:43:47 PM : Outperform Start Price: $20.05 SIGI Score: -25.97

Selective Insurance engaged in major cost cutting initiatives at the beginning of 2008 in order to "shore up" its one major vulnerability in the industry. Selective has been a historically strong performer however, in recent years the direct competitor's Expense Ratio has outperformed Selective in spite of Selective’s strong Earnings and Profitability.

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