Visa, Inc. (V)

Guardian21 (96.00) Submitted: 11/1/2008 11:40:41 AM : Start Price: $55.46 V Score: +27.41

Visa will profit from the long term trend of increasing consumer use of credit and debit cards. It is the dominant competitor in its industry. Along with Mastercard, its business model contains less risk than some of its other competitors since it does not lend. Stong balance sheet, with over 5 billion in cash and about 100 million in debt. Recent pullback provides opportunity to accumulate shares when PEG is under 1.