Allied Irish Banks, plc. (ADR) (AIB)

cashsage (78.44) Submitted: 11/4/2009 3:38:29 PM : Start Price: $5.08 AIB Score: +4.05

AIB has one of the most illiquid balance sheet of the world and a too high valuation compared to its sales potential. It is also loss making at least until 2011. It may go bankrupt.
Moreover it is priced as a penny stock worth 1.7 EUR. And its stock price lost about 40% in the last two weeks.

barney1834 (64.05) Submitted: 10/22/2009 9:41:03 PM : Start Price: $7.33 AIB Score: +30.74

Heading south for a spell. Look at website ise.ie for a better idea of the intrinsic value.

Longshot520 (86.62) Submitted: 9/16/2009 3:19:52 PM : Start Price: $9.45 AIB Score: +49.66

Very overbought, hyped up on good news. Will bleed out over the next month or so.

Chemdawg (86.10) Submitted: 9/11/2009 12:58:34 PM : Start Price: $7.35 AIB Score: +36.39

price is surpassing fundamentals

Paramnesia1930 (97.28) Submitted: 8/17/2009 11:49:14 PM : Start Price: $5.73 AIB Score: +23.04

Up over 140% in the last 3 months.

EclecticRecluse (75.31) Submitted: 8/16/2009 5:26:47 PM : Start Price: $5.83 AIB Score: +24.22

Poor Forward Earnings Estimate

alexreising (94.43) Submitted: 7/18/2009 2:21:47 AM : Start Price: $5.08 AIB Score: +14.80

These Irish banks are spec garbage.

Stekel (74.07) Submitted: 7/11/2009 7:03:27 AM : Start Price: $3.76 AIB Score: -11.20

Finacial Problems

drpmc (< 20) Submitted: 4/16/2009 8:32:02 AM : Start Price: $2.47 AIB Score: -78.92

Poor economy and massive deleverage

eweiser (< 20) Submitted: 2/1/2009 11:22:49 AM : Start Price: $3.24 AIB Score: -21.00

Will fail

mercuk (43.53) Submitted: 1/16/2009 3:55:56 PM : Start Price: $4.07 AIB Score: +5.82

This bank should be avoided. If it even survives it will be several years before you see any sort of return.

KatieGD (< 20) Submitted: 11/8/2008 3:04:14 AM : Start Price: $9.82 AIB Score: +67.18

Gone is that juicy dividend. From the 11/5/08 Interim Management Statement, "We have formed an action plan that is designed to
achieve a core tier 1 ratio of at least 7% over time. We are targeting a core tier 1 ratio of around 6% at the end of 2008 and this target assumes a FINAL CASH DIVIDEND WILL NOT BE PAID." (Emphasis mine) 7% over time is also rather nebulous. Move along. Nothing to see here for several years.

cantilever (< 20) Submitted: 9/15/2008 8:50:01 AM : Start Price: $20.70 AIB Score: +69.20

No question it is going to sink today, but it should rebound nicely and be a strong pick outside of the next few days. I'd wait a few and then pick it up for a few dollars cheaper.

Dart65GTConv (63.02) Submitted: 6/24/2008 9:32:25 AM : Start Price: $29.73 AIB Score: +70.08

IRISH

grammatoncleric (64.47) Submitted: 2/15/2008 1:06:44 AM : Start Price: $36.61 AIB Score: +72.01

foreign banking

belleei (< 20) Submitted: 12/17/2007 10:30:28 PM : Start Price: $41.27 AIB Score: +67.22

AIB through its US Allfirst subsidiary has a 22.5% interest in M&T Bank. As M&T's parent, AIB is obligated to capitalize M&T should become financialy stressed. M&T has been adding risky loans to its portfolio and there is exposure to residential construction lending. Recently M&T is seeing analyst downgrades. In the short term I think we see this stock decline as investors factor this into their considerations.