Credicorp Ltd. (USA) (NYSE:BAP)

morningstarboy (32.35) Submitted: 12/5/2007 1:03:03 PM : Start Price: $66.09 BAP Score: -89.07

As of close of business on 12/04/2007, this was a 1-star Morningstar stock that was trading at more than double it's Morningstar fair value.

MrBunker (< 20) Submitted: 12/3/2007 11:56:58 AM : Start Price: $65.31 BAP Score: +90.96

I thinking about growing my sideburns out. It'll make me look tough.

bu8ball (23.27) Submitted: 9/22/2007 11:44:34 AM : Start Price: $59.53 BAP Score: -111.54

Everyone loves this stock, but it's extremely expensive right now, and their financials are not great. 115% gain in the last year? Smells like a short...

montecarlo2079 (< 20) Submitted: 7/17/2007 4:40:49 PM : Start Price: $56.15 BAP Score: +124.37

just read this is another good one!

Wheeljawk (63.49) Submitted: 6/2/2007 1:03:40 AM : Start Price: $52.16 BAP Score: +139.99

IBD Top 100 plus Foolish fundamentals

NetscribeBanking (92.58) Submitted: 3/23/2007 8:58:43 AM : Start Price: $42.72 BAP Score: +184.49

Credicorp Ltd. is largest financial services holding company in Peru. It primarily operates through its four principal subsidiaries: Banco de Credito del Peru (BCP), Atlantic Security Holding Corporation, El Pacifico-Peruano Suiza Compania de Seguros y Reaseguros and Grupo Credito. It is engaged principally in commercial banking, insurance and investment banking.

For the fiscal 2006, total earning grew 17.4%, attributable to excellent performance of the capital markets and strong gains on securities. BCP showed an impressive 34.5% earnings growth which was mainly driven by loan book expansion. Banking has been major contributor to revenue with over 75% contribution witnessed over the years. Insurance business is increasing day by day with 14.8% increase in 2006.

Over the years, the company has made a series of acquisitions to strengthen its presence in the banking industry, with AFP Union Vida being the latest in 2006 year end. The company expects that the booming economy with projected growth of around 7% will provide the impetus for a greater penetration of the banking sector.

The company aims to strengthen its consumer loans, credit cards, and loans to small & medium sized businesses, as they are expected to grow alongside Peru's rapidly expanding economy. Thus BCP has significantly expanded its distribution network, opening 90 new branches and installing 104 new ATMs, and implementing 500 BCP agencies.

The company is financially strong with capital adequacy ratio improving further to 11.8%. Net interest margin stands strong at 5.06%. Efficiency ratio is well placed at 43.47%. Thus with strong fundamentals and growing Peru economy, the stock seems to well placed to garner the maximum.

Marcel1979 (63.03) Submitted: 2/18/2007 8:00:36 PM : Start Price: $45.99 BAP Score: +165.58

Stock Screen

MadisonClub1 (< 20) Submitted: 11/22/2006 8:03:25 PM : Start Price: $35.86 BAP Score: +235.97

With its good numbers and 3 billion in cash I can't see it going wrong

bsfarrell1 (91.99) Submitted: 11/18/2006 10:33:59 AM : Start Price: $37.05 BAP Score: +225.17

Great growth and earnings power. Just pulled back to 50day for great buiying point.

Banker81 (82.39) Submitted: 11/16/2006 12:11:52 PM : Start Price: $39.31 BAP Score: +206.04

Bet

secondnature (71.70) Submitted: 10/14/2006 7:43:22 PM : Start Price: $38.50 BAP Score: -210.45

should settle down and pull back from strong run, stock has been making new highs on lighter then avarage volume , usually a sign of weakness at current price levels . Look for some short term selling and a new base to form. I do belive the company is very strong and can see higher prices but looks very top heavy at this level