$3.20

-0.13 (-3.90%)

5/16/2008 4:00 PM

BankUnited Financial Corp (BKUNA)

CAPS Rating:

A holding company whose primary subsidiary is a banking institution offers an array of banking products and services to consumers and businesses located primarily in South Florida.

Rating a stock in CAPS consists of three components:

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What the Community Thinks

Total Players

80 Outperforms

163 Underperforms

All-Stars

15 Outperforms

103 Underperforms

Wall Street

3 Outperforms

2 Underperforms

Players bullish on BKUNA are also bullish on:

Players bearish on BKUNA are also bearish on:

Ticker Tags

Savings & Loans (182), Bank (26), Micro Cap (4824), Loans (101), Regional - Southeast Banks (54)
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BankUnited Financial Corp At A Glance

Current Price:	$3.20
Last Trade Time:	5/16/2008 4:00 PM
Open:	$3.37
Previous Close:	$3.33
Daily Range:	$3.14 - $3.42
52-Week Range:	$3.01 - $23.25
Volume:	1,029,733
Market Cap:	$117.12M
P/E Ratio:	5.06
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Stock Trends

BKUNA VS S&P 500 (SPY)

News & Discussion Boards

Other News Headlines for BKUNA

Credit problems only beginning for regional banks
4/23/2008 2:24:00 PM - AP
Ahead of the Bell: Banks May Face Review
4/2/2008 8:21:00 AM - AP
BankUnited Financial Sets Dividend
3/3/2008 3:30:00 PM - AP
Movers Roundup: Wyeth, BankUnited
2/14/2008 10:20:00 AM - AP

More Headlines...

Top Bull Pitch

Recs

5 BankUnited Financial Corp (BKUNA)

Avatar acontrarian (< 20) Submitted: 11/06/07 6:05 PM

Florida savings and loan with high exposure to PRIME option ARM mortgages. NAV is $22 per share. They have averaged NAV growth of 10% for the past 10 years. Assuming they can keep the bank well capitalized and recover from some bad lending we can conservatively estimate NAV growth at 5% over the nex...More

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Top Bear Pitch

Recs

1 BankUnited Financial Corp (BKUNA)

Avatar klemenv (99.10) Submitted: 5/09/08 5:46 PM

Acording to BKUNA 10-K report:

"As of December 31, 2007, payment option loans with a balance of $6.9 billion, representing 91% of the payment option portfolio, were negatively amortizing with approximately $317 million, or 4.2%, of their principal balances resulting from negative amortization. As o...More

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CAPS Players

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Results 1 - 5 of 27 : 1 2 3 4 5 Next »

Recs 0 (BKUNA) Bman409 (85.22) Submitted: 5/15/08 2:55 PM : Start Price: $3.31 BKUNA Score: 3.82 possibly the worst investment in the market Report this Post Replies: 0 \| Reply \| Permalink Oops! There appears to be a problem with your comment. Check to see if there's something you left out. Recs 0 (BKUNA) EclecticRecluse (71.90) Submitted: 5/13/08 7:56 AM : Start Price: $3.63 BKUNA Score: -13.46 Extremely Low Price for Book Value Report this Post Replies: 0 \| Reply \| Permalink Oops! There appears to be a problem with your comment. Check to see if there's something you left out. Recs 0 (BKUNA) jmofield (66.49) Submitted: 5/12/08 10:38 PM : Start Price: $3.63 BKUNA Score: 13.46 I have decided for the next serveral weeks to change my investment strategy to be short stocks trading between $1.50 and below $10 with a market cap of more than $100 million. My goal is to acheive at least a 60% sucess rate of beating the S&P Index. I am looking for 30% of my picks beating the S&P Index by more than 5% with an average per pick of at least 1.50. I am only looking to hold these positions for approximately 10-15 days. All the picks that I select are from screening criteria that I have developed using software from Vectorvest. I find it to be a good screening tool. For game playing purposes, since I always try to have 200 picks going at once, it's a shot gun approach with only short term trading in mind. Report this Post Replies: 0 \| Reply \| Permalink Oops! There appears to be a problem with your comment. Check to see if there's something you left out. Recs 1 (BKUNA) klemenv (99.10) Submitted: 5/09/08 5:46 PM : Start Price: $3.95 BKUNA Score: 31.70 Acording to BKUNA 10-K report: "As of December 31, 2007, payment option loans with a balance of $6.9 billion, representing 91% of the payment option portfolio, were negatively amortizing with approximately $317 million, or 4.2%, of their principal balances resulting from negative amortization. As of September 30, 2007, payment option loans with a balance of $6.7 billion, representing 89% of the payment option portfolio, were negatively amortizing with approximately $270 million, or 3.6%, of their principal balances resulting from negative amortization. These loans are subject to interest rate caps." If you follow Fitch reports, you know, that negative amortization is primary driver for foreclosures. Optional ARM are performing far worst than fix rate mortgages. Both S&P and Fitch are predicting deterioratin of optional ARM Alt-A loans. BKUNA is loaded with optional mortages. In total they have 10,7 billion of mortages. On top of that they have 435 millions of HELOC. BKUNA has 776 millions of equity. Aditional 2% deterioration of mortages would wipe out equity entirely. With other words, BKUNA will have to raise capital (dilution) or will go bust. Report this Post Replies: 0 \| Reply \| Permalink Oops! There appears to be a problem with your comment. Check to see if there's something you left out. Recs 0 (BKUNA) streetIQ (68.76) Submitted: 5/07/08 1:18 AM : Start Price: $3.74 BKUNA Score: 14.93 The next stop for this share price is Zero. And very soon. Report this Post Replies: 0 \| Reply \| Permalink Oops! There appears to be a problem with your comment. Check to see if there's something you left out.
Results 1 - 5 of 27 : 1 2 3 4 5 Next »

Wall Street

Results 1 - 5 of 5

picks per page. CHANGE Expand All Pitches Collapse All Pitches

Top Pick	Player Name	Player Rating	Start Date	Call	Time Frame	Start Price	Stock Gain	S&P Gain	Score	Pitch
	TrackRBCCapMkts	89.44	02/13/08		NS	$5.99	-46.61%	+4.89%	+51.50
	TrackSO&P	< 20	01/11/08		NS	$4.69	-31.84%	+1.34%	+33.17
	TrackBrandes	< 20	12/31/07		NS	$6.89	-53.57%	-2.43%	-51.14
	TrackStifel	86.75	07/27/07		NS	$17.11	-81.30%	-3.74%	-77.56
	TrackStanfordRes	< 20	03/22/07		NS	$22.35	-85.68%	-0.61%	-85.08

Results 1 - 5 of 5

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