EZCORP, Inc. (NASDAQ:EZPW)

low peg

These are powerful and profitable. Thrift is coming back Retail is for FOOLS!!!! No disrespect Motley!!!

ROE >15%, P/E is less than EPS Growth Rate, Accomodates a certain cultural demographic in it's locations that prefer short-term loans and pawn brokers to banks. High Insider ownership, greater than 5%. A good niche during a struggling economy.

"Cash for gold" is dying. And so is this stock.

The pawn buissness is booming. Net income jumped 36% and revenues rose 17% last QTR.

stock completely undervalued. great buy

people are hurting, looking for bargains

It is a great recession stock, and is making some smart business moves.

Low P/E & continued strong revenue and earnings growth.

http://caps.fool.com/Blogs/ezcorp-investment-thesis/550910

similar to FCFS but with lower p/e

There are a couple factors that move EZPW. A big one is gold - higher gold prices mean EZCorp makes a higher profit in its pawn shops. Another is the rate of under-employment - people who feel they're not making enough money, go to EZCorp for payday loans. So the more apocalyptic the outlook - buy gold! the dollar is collapsing! nothing is safe! - the higher EZPW will go.

And 110 new stores in 2011 doesn't hurt.

Excellent play with high yeild short term returns on cash for pawnshops. In this environment with people pawning things to make payment etc.. this is a great play.

I really liked this one but appears finreg has put and end to it.

1. Business is recession proof since more people would pawn their valuables for cheap during bad times.

2. It would benefit from rising gold prices.

3. It would benefit from rising interest rates as heavily indebted consumers would be forced to raise cash to pay off debt.

4. Good earning growth, no debt.

Zheng Fang
http://www.tfcinvest.com

Solid management, low debt.

These companies make tons of pure cash. I work for several of these companies in my city and it is like a printing press of money and they are increasing "sales" every month. I know a lot of people that say this industry will be capped yet each state that allows these companies to do business continually increase the amount people can borrow.
1. In Kansas the maximum you could borrow 5 years ago was somewhere close the 300.00 and now it 575.00
2. The only way to escape payment of the money borrowed is through ch 7 or 13 (or if you are on assistance) After 120 days of non payment these companies seek judgment and garnishment.
3. The average consumer has a lot of debt and without collateral, banks are not loaning money to them. The only place that will lend them money is places like EZCORP.
I see this company outperforming and will be 30-40 range in the next couple of years.

PEG is .5 --- the result is that I will cap it here and wait for the double.

http://www.thestreet.com/story/10710427/2/three-deceptively-cheap-growth-stocks.html

EZCORP, Inc. lends or provides credit services to individuals who do not have cash resources or access to credit to meet their short-term cash needs. The Company operates pawn stores in the United States under the EZPAWN and Value Pawn brands, and in Mexico under the EMPENO FACIL and EMPENE SU ORO brands. It also operates short-term consumer loan stores in the United States principally under the EZMONEY brand and in Canada under the CASHMAX brand. The Company also owns approximately 30% interest in Albemarle and Bond Holdings PLC, with 115 stores, and Cash Converters International Limited, which franchises and operates approximately 500 locations worldwide. The Company operates in three segments: U.S. Pawn Operations, Empeno Facil and EZMONEY Operations. There is a tremendous upside to the services provided by this company. The stock price has appreciated +54% in the last 6 months and +73% in the last year. Return on Equity is 19.55, and the company is showing growth. The stock charts show a steady bullish trend, and there is no reason to think this will not continue.