First Citizens BancShares, Inc. (FCNCA)
A financial holding company, which offers full-service, banking through two wholly owned banking subsidiaries, First-Citizens Bank & Trust Company, a North Carolina-chartered bank, and IronStone Bank, a federally chartered thrift institution.
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Looking for banks that aren't knee deep in crap.
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Smaller, local banks will win out in the market because they can't afford to make stupid loans. Mostly, because they know the government WOULD let them fail.
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Any bank that does NOT need federal bailout money from the TARP program wins in my book.
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mortgage investment/regional banks
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First Citizen Bank
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bruch sherman pick

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