Heartland Payment Systems, Inc. (NYSE:HPY)

They make money, They are efficient and I feel they are a growth or takeover target and a p/e of around 19 seems cheap for this one. I also like the name. Makes me feel warm and fuzzy. More warm than fuzzy, but still just enough to make me blush.

Great systems infrastructure and aggressive, motivated sales force. Easy to grow business with no limits on volume. Strong technology skills should place them well to take advantage of continually evolving payment options driven by consumer technology gadgets.

HG

The world is going all plastic...HPY will benefit.

While I like HPY, I think it will continue to underperform for several months, and that it will lag the general stock recovery. Once that ends, though, I think it will out-perform as it is well positioned for growth.

1.Most people swipe nowadays.
2.HPY accumulated enough money to pay off the companies hurt by the breach
3.Once the recession ends people will start spending again like always.

bottom line: this stock will be on its way up in the long term,

low relative PE, good star & 2010 earnings. Bottom fishing week of 11/2

MFI following, all have negative Fool ratios but impressive 3 month gains

Caps Growth Screener w/ High Institutional Ownership

Going out on a limb here. Overall fundamentals are very sound. Minimal debt. Excellent growth potential and good earnings growth, up to the point of having their security problem back in November... Visa removed them from their approved list of vendors due to the data security problem. Company is moving swiftly to bridge the problem, and problems should be a thing of the past. Pending lawsuit?

This stock is poised for a rebound.

Bought in twice 8.63 and 8.95

Way too much debt and way too many acct receivables. Do not think this one will make it.

Oversold after security breach, this is a reliable good performing company

I think this is a great business led by a management that knows what it's doing.

Understandably the market conditions aren't the best but having said that, it is precisely in these times when good businesses like HPY will do well.

1. Their payment terms greatly benefit businesses during hard times, and I think not only will current customers stay, but it will also attract new customers.
2. People will still use their credit cards, maybe even more so because they don't have enough on their debit cards :)

As with any business in times of recession, I think extra caution and timely review of the stock is needed just in case there are any problems.

TMFSmashy

Great opportunity, even the balance sheet looks ok; this should not be bad during the credit crisis because it is just involved in its TRANSACTIONS, not holding the debt

even has a dividend

The largest upswing will have occurred five years from now.

The pitch for this stock can be found on the Stinky Feet discussion board at http://boards.fool.com/Messages.asp?bid=119057. Stop by and let us know what you think about this stock.