Humana, Inc. (NYSE:HUM)

good financials and volume spike. See http://creating-wealth.blogspot.com/

Stay pretty steady for a while, but NEW administration and Congress will change current programs. Probably can't get things going until maybe 2010 but they might sneak in something in 2009 and get some changes in that will definetly put a crimp in the style of this current high flyer. Stock really moved in the last 2 years and now there might be a hint of slower growth because of govenment related programs pulling the plug.

HUM is trading near $60 and has $30 per share in cash, and will generate $2 billion+ in cash in 2007, or another $15 per share. Earnings guidance has been increased the last three times, from $3.50 to $4.10 to $4.20. A stock cannot trade for its cash for long, so it should grow 50% to 100% in the next 2 years just based on cash growth.

HUM is hurting. The sector is due for a drop. I'm buying puts!

it will soon be a victim of the democrats!!! Watch out HUM Hillary is after your shareholders money!!!!

Increases in enrollment

Growing company.

Humana has already taken the risk by jumping into the Medicare offerings and is managing the business correctly. Technical indicators show that it is prime for a 6-7 month uptrend.

Humana, a synonym for leading Medicare growth story, offers coordinated health insurance coverage and related services for employer groups, government-sponsored programs and individuals. Humana’s Government business segment, accounting for nearly 60% revenues, includes three lines of business: Medicare Advantage, TRICARE and Medicaid. The Commercial segment consists of members enrolled in products marketed to employer groups and individuals. As of December 2005, the company had approximately 12 million members in its medical insurance programs.
Humana has been the single greatest beneficiary in terms of membership from the changes in the Medicare program created by the Medicare Modernization Act of 2003. The company has benefited from two basic strategies. The first was the company’s early recognition of the opportunity created with the private fee-for-service plan option in 2004 which saw significant growth in the end of 2005 and continues to gain from it. The second was the company’s low-price-point PDP strategy, along with its affinity marketing relationships with Walmart and State Farm.

For the five years ended 2005, HUM exhibited a health plan enrollment compound annual growth rate (CAGR) of 8% and revenue CAGR of 10%. For the nine months ended September 2006, Humana Inc.'s revenues increased 47% reflecting higher premiums and increased administrative services fees due to higher enrollment in the Medicare Advantage Plans from the government.

Humana's heavier reliance on Medicare products has changed its risk profile, as the company is even more leveraged now to a very powerful customer—the government. During 2007, the government is expected to account for 72% of revenue which would help offset competition pressure from UnitedHealth, Well Point, Aetna and Cigna in the commercial segment. Going forward, a combination of enrollment and pricing growth will result in nearly 25% revenue growth annually through 2008.

Strong cash flow, earnings growth and strong balance sheet

best of health providers and with an aging population that can only mean profits will keep growing

High growth potential especially with the democrats taking power

Have you heard of Plan A? Well here is is plan D! This stock goes up with government help! Yes, the gov does help from time to time! Take advantage. Hits new high leading up to the mid-term elections! If the republican hold office look for a short-term draw back and then stock goes even higher!

high margings in the health care industry will hepl this big cap company.

38 PE Ratio and so much reliance on selling government plan. Stock seems overvalued and at risk since it has had such a huge run up.

I think Humana Insurance will continue to outperform the market in the comeing months.

Humana, a local health care provider in in direct competion with the bigger providers and has much work ahead of itself.