Jack Henry & Associates, Inc. (NASDAQ:JKHY)

PE under 20, comininant player in its niche, and a 1.5% Yield

Jack Henry's puchase of iPay Technologies in June of 2010, makes it a dominant player in electronic payments in addition to the integrated computers systems and services it provides to banks and other financial institutions.

It's slightly overvalued, but I'm hanging on to it. Revenue growth will bring down the multiples eventually...

Mobile banking is on its way. The days of cash and credit cards are numbered. I see JKHY as part of the move to mobile banking.

industrials are going to have a rough september. BUT This will outperform for the last quarter of 2011, and lead the industry in 2012.

JKHY will definitely benefit from the upcoming regional bank recovery.

New growth customers may not come aboard for another year or so, depending on business climate. revenue realized after that may take another year or so to post

Still plenty of room for growth. Paying a dividend. Pretty cheap.

This company really fights hard for the small banks to level the playing field against larger banks. Their revenue has to be about the stickiest ever as banks hate to change their core software and will not do it without good reason. this company does not give them reason to leave and in fact does so many things for banks, replacing them requires multiple vendors and a tedious process.

Sounds like my kind of stock!
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http://www.fool.com/investing/general/2010/06/07/this-sticky-stock-is-a-steal.aspx

A lesser known example of sticky revenue comes from providing a mission-critical behind-the-scenes service. Jack Henry & Associates (Nasdaq: JKHY) provides software and processing services to over 9,800 small- and mid-tier banks. Without these services, smaller banks would have to take mundane (but vital) tasks like electronic funds transfer and online bill payment in house and wouldn't be able to compete profitably with their larger competitors.

Indirect play on the financial sector - should be less volatile than the financials themselves, which have had too good a run of late and are probably overvalued, not to mention the systemic political risks. Nonetheless, that sector should continue to be a big money maker, with a lot of technical outsourcing.

Solid evergreen revenue sources with an excellent product. Small/medium size financial institutions eager to outsource their IT or change in house systems to the industry standard. The underlying technology, the IBM Power System coupled with i5 operating system provides incredible ease of use and management in large environments.

hey what do i know, ill add some crap here later on.

Solid fundamentals

Supplies banking software to small banks

This is a neat little company -- a bank/financial computer solutions company with increasing recurring revenues, a consistent history of FCF generation, no long-term debt, solid insider ownership, tenured leadership, and trading at 12x FCF is nice. The risk here, obviously, is if small- and mid-size banks are the next to fall or consolidate. However, I think with the big banks busy gobbling each other up and picking through the dumpster full of fallen foes, the smaller banks should fly under the radar while this credit mess works itself out. Plus, smaller banks could see more customers after watching the big boys fall.

just tryin my luck :p

New at this

JKHY is undervalued. Fair market value is estimated to be $36.32. Nice margin of safety at below $24.