Mitsubishi UFJ Financial Group, Inc.(ADR) (NYSE:MTU)

BrianRuth (99.08) Submitted: 8/12/2007 7:52:51 PM : Start Price: $9.40 MTU Score: +49.60

Being contrarian is fun!

stism2307 (< 20) Submitted: 7/25/2007 4:55:07 PM : Start Price: $10.40 MTU Score: -51.64

This is also a stock that had it's trouble but a sound compnay like this will bounce back and outperform.

edrain69 (85.29) Submitted: 3/6/2007 11:20:16 AM : Start Price: $11.30 MTU Score: -63.36

With interest rates worldwide going up, we are seeing increases for the first time in years in Japan, this should help expand MTU's margins and help EPS growth.

arty4445 (< 20) Submitted: 2/21/2007 2:48:36 PM : Start Price: $11.93 MTU Score: -60.38

numbers, inflation, stalelized

NetscribeInterna (51.04) Submitted: 2/14/2007 4:48:29 AM : Start Price: $11.56 MTU Score: +59.97

Mitsubishi UFJ Financial Group (MFUG) was formed in 2005, as a result of merger between Mitsubishi Tokyo and UFG Financial. The company has one of the largest asset bases that now hovers around $1.2 trillion. It is the holding company of Bank of Tokyo; Mitsubishi UFJ Trust and Banking Corporation; and Mitsubishi UFJ Securities. MFUG offers gamut of services primarily for the domestic Japanese market that generates over 75% of its interest earning assets.

The Japanese economy has seen a dramatic turnaround from the rapid growing phase in 60’s and 70’s. High leverage and slower growth has led the economy into a deflationary mode. The ballooning non performing assets and mammoth public debt, which has reached over one and half times the GDP, are dissuading the economic development. However recently there are signs of some respite, with interest rate increased to 0.25% from the earlier zero levels and positive GDP growth and inflation.

The changing economic environment has created some positives for the company; as revenue witnessed a hike, while non performing assets were down to manageable levels of about 1.33%. Still net income margin is lingering just over half a percent and deposits have actually declined by almost one percent. Looking ahead company might be able to improve its deposits in 2007; still the low interest spread will continue to cause worries. Adding to it, the low proportion of fee based revenue, makes it very difficult for the bank to generate healthy returns. Consequently taking into account the slow pace of Japanese economic improvement and MFUG’s low return on asset of about 0.23%, it will be better to stay away from the stock at current levels.

lsparks333 (45.38) Submitted: 2/8/2007 3:13:36 PM : Start Price: $10.97 MTU Score: -57.90

big bank

ajrjmjrj (27.27) Submitted: 1/12/2007 6:53:04 AM : Start Price: $11.82 MTU Score: -62.63

ABN positioning in the growth markets in Asia will contribute to above average market growth for the next 2-4 years. ABN will then become market average or slightly worse as competition increases and Japanese and Asian banks take back share.

kenlautic (< 20) Submitted: 1/11/2007 8:04:10 PM : Start Price: $11.82 MTU Score: +62.63

This is a laggard for a big international bank

FocusInvestor40 (42.52) Submitted: 12/18/2006 10:02:06 PM : Start Price: $11.89 MTU Score: -63.31

Japanese economy is coming back; Japanese companies are one of the first outside companies to benefit from China and India growth; I am not impressed with management yet but it takes a long time to expect management changes; this bank will succeed in spite of its management; the bank is trading half of its wester counterparts that same size assets; I would accumulate this stock over next 6 months

ibarz (97.26) Submitted: 12/12/2006 1:38:30 PM : Start Price: $11.90 MTU Score: -63.51

dipping again.

blogpedia (< 20) Submitted: 11/14/2006 6:50:59 PM : Start Price: $11.78 MTU Score: -64.30

The Japanese economy is showing signs of revival. This is a good time to get into this ADR. It is good to take a small position now. 10-30% uptick assured if the recovery continues to progress at the same pace.

rendalayton (< 20) Submitted: 10/19/2006 11:08:16 PM : Start Price: $11.85 MTU Score: -66.47

mitsubishi financial is positioning itself to soar! MTU, the commercial banking arm of the bank of toyko ( the largest
bank in the world by the way, worth trillions) is expanding
into foreign countries. Profits are up as are expenses due
to this effort! Only a fool would not buy the stock while it's
dirt cheap 12.63 at this time...load up!

zappafan65 (47.61) Submitted: 10/9/2006 7:45:03 PM : Start Price: $12.42 MTU Score: -69.48

Japan's economy getting revved up will make this a winner in 07 and beyond

wutangfinancial (28.77) Submitted: 9/14/2006 9:39:44 PM : Start Price: $12.17 MTU Score: -70.85

japan is fianlly easing out of deflation, most conservative way to play the long term expansion