Nicholas Financial, Inc. (NASDAQ:NICK)

showed up on a value screen. Below book, nice revenue growth, high div. On my watchlist.

Micro Financial crossing wall street.

Performing well. See no reason for it not to continue.

ResearchTeam Accumulate June26

Solid growth record, this is due for a pop.

NICK survived the Great Recession through conservative underwriting and slowing growth. Their earnings suffered but they survived, and now appear ready to thrive. Their credit losses are waning and many competitors are gone. This stock is cheap trading close to book value and about 10x earnings. Assuming the economy continues to improve, so will their earnings.

This stock seems to be coming back from the dead. Hope larger upward moves are ahead.

p/e < 10, p/b=1,2, growth = 20% each year since 2000, low debt, good management

Great fundamentals. Undervalued at $11.03

This managment team has grown earnings in 66 out of the last 67 quarters. Umm, that's 16 years. Over last 8 years EPS growth has averaged approx 24%, and is showing no signs of decreasing. Mkt cap is just over $100mil, have only 46 branches so room to grow exponetially, CEO owns a large position, CFO been with the company since 1988, and market that they serve is highly fragmented and enormous in size. Amazing part is that current PE is 10 which is less than half of the 24% recent rate of growth. Some risks are rising interest rates, poor economy and concentration of essential skills in the top two managers. However, this company is priced for virtually no growth, vs recent and long term growth over 20%. There is no forseeable cap on their growth either. This is a really outstanding opportunity. I think these shares could be worth at lease twice what they currently trade for.

BETA<1, P/EG<1, P/E<10

Cheap at 10x trailing earnings. has consistently grown earnings over the years while delivering a 20% ROE. Recent earnings miss has created a buying opportunity.

Savvy and successful player in a risky, but lucrative, business.

Cheap

5-star $123 million market cap on 11/11/06
Auto loans. Canadian company.
5STARsmallCAPS picks five star stocks with the smallest market caps.

Most reliable stock in the market is too boring for Wall Street. Sleeping my way to 20% a year.

Less than 11 x earnings. 20% + ROE. Growing mid teens for years and years to come.

Interesting company that basically makes used car loans at 20+%. Company continues to grow and could be an acquisition target.