Online Resources Corp (ORCC)

josc (25.78) Submitted: 1/13/2009 3:30:30 PM : Start Price: $4.14 ORCC Score: -0.80

Payments space will continue to grow for the growth of Internet shopping and these guys make the systems to support that.

argonaut10 (85.94) Submitted: 8/14/2007 3:22:09 PM : Start Price: $11.49 ORCC Score: -34.68

From what I've read in Ford/TheStreet/S&P/Jaywalk consensus reports, it looks like ORCC is poised for growth and a STRONG BUY. It's worth 19.50 today if it does nothing more than maintain their current businesses/clients.

Why are they different than the rest: they are small and nimble and have a good client base. They tend to win bids since they have a low cost of entry. Now that checkfree is gobbled up, ORCC can grow.

I'd say that they are a STRONG BUY based on the numbers thus far

veryfastcar (37.85) Submitted: 4/23/2007 7:57:46 PM : Start Price: $10.33 ORCC Score: +27.13

weak management - they were one of the first to enter the online banking business (via telephone banking) and one of the first to go public in in internet banking space - yet they still continue to miss the mark.

RLMcCormickEqty (65.43) Submitted: 3/12/2007 10:51:42 AM : Start Price: $10.36 ORCC Score: -31.97

Online Resources is the top web-based bill payment provider to small and mid-size institutions, and second overall, including 10 of the top 50 largest banks. They have the largest billing network. They provide financial services to 2600 financial institutions, billers, and credit card providers. Their fully integrated web-based financial services suite is branded to it’s clients, and enables their banking and payment services. The company serves over 9 million end-users, and processes $100 billion in payments every year, as over 175 million transactions. Last year they acquired Princeton ecom. The company CEO says “In one stroke we achieved almost 3 years of strategic and product plans. With our transformational moves behind us, we are primed to drive shareholder value in 2007.” One of those transformation moves was to recently refinance their debt from the acquisition, which lowered the rate on the company’s debt by over 4.25%. That should help margins in the years ahead. The company has 8 straight years of double digit revenue improvement, and was named twice in the last two years by Forbes Magazine as one of the “25 Fastest Growing” Tech companies. More than 5 analysts cover the company, and all are positive. Sales growth is expected to be over 18% next year, and the company is expected to grow at 25% a year for the next 5 years. Management appears to be aggressive and the market potential is abundant. With echo boomers moving to college and starting households, I don’t see anything but more e-commerce in the future, and the potential of global growth is staggering. Recent “transformation” costs have quarterly earnings depressed and the stock is on sale currently. I bought my ticket to ride at 10.25 a share.

sbrown02 (< 20) Submitted: 1/27/2007 9:46:11 PM : Start Price: $9.91 ORCC Score: -28.61

saw it on a show

TechnicalTommy (41.14) Submitted: 1/17/2007 4:26:56 AM : Start Price: $9.72 ORCC Score: -27.19

At yearly lows with interest coming into the stock.

donpow (35.35) Submitted: 12/14/2006 6:40:30 PM : Start Price: $10.00 ORCC Score: -28.72

Looking for a breakout.

ABendall (< 20) Submitted: 10/20/2006 8:27:10 PM : Start Price: $12.80 ORCC Score: -45.49

I ran a stock screen to filter out companies with similar characteristics to C-Trip (CTRP), I then did a discounted cash flow valuation on each of the stocks that were listed and added them to my selections if the valuation was reasonable. This was one of the stocks that filled this criteria.
Some of these stocks may not prove to be successful but some of them should do extremely well and far outweigh the losers. By keeping up to date with news articles it should be possible to dump any of the stocks when they look like they are going to struggle and minimise losses, thereby leaving the winners to keep running.

yetanotherguy (< 20) Submitted: 9/21/2006 8:59:16 PM : Start Price: $12.20 ORCC Score: -44.95

This is my crap shoot, the place I am laying my money and screaming "Shoes for Baby!". I just think there is enough right for them to make it, and enough wrong to keep the stock low for now.