Bank of the Ozarks, Inc. (OZRK)
The Company provides a range of retail and commercial banking services.
Recs
Upthumb. Low cash flow. High debt ratio. Excellent growth rate. Good EBITD margin. On the edge. 33% of float is short. Extreme.
Recs
THIS IS AN EXCELLENT REGIONAL BANK AND HAS PERFORMED VERY WELL THROUGH THIS ECONOMIC DOWNTURN. NOW IT IS BEING ADDED TO THE S & P SMALL CAP INDEX WHICH GIVES IT EVEN MORE EXPOSURE. IT WOULDN'T SURPRISE ME TO SEE A MAJOR BANK ACQUIRE BANK OF THE ORZAKS SOME TIMEIN THE NEAR FUTURE.
Recs
Although I live in the state this bank is based (I have no positions in it though) I do believe most financials will have continuing issues that will pressure their underlying equities. I made the right call selling off my Regions (RF) @ $37 and sense that even banks without much CDO exposure (likely few and far between) will have a trying period of little confidence during 2009.
Recs
Perfect short set-up
Recs
It's nice that they increased their dividend, but considering they have 700 million in construction loans on their books I think I'll pass...
Recs
OZRK has great leadership and is a solid bank. This stock is at a 52 week low and is prepted to take off. This is the time to jump back into this stock as it is a great company and I expect to see insiders buying back into the stock at this price.
Recs
Bank of the Ozarks faces little competition in their region. They have performed better than their peers with the hits all the banks have taken, and I expect future growth plus strong dividends over the next year or so.
It wouldn't suprise me to see OZRK fall in the next few weeks though, as the financial sector is simply impossible to predict right now.
Recs
Despite the agressive expansion this year, OZRK managed to keep its performance ratios well above peers'. In addition, I don't see any notable competitors in Arkansas. Look for OZRK to steal market share from the BAC and RF.

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