Pacific Capital Bancorp (NASDAQ:PCBC)

JerryDreamer (< 20) Submitted: 8/17/2009 1:15:20 AM : Start Price: $2.69 PCBC Score: +56.62

When the overly optimistic FOMC says that household spending will be "constrained" by sluggish income growth, ongoing job losses, lower household wealth, and tight credit AND Shanghai stocks hit a seven-week low, then you know this bear market rally is finally over!

horseseven1 (< 20) Submitted: 8/9/2009 11:48:34 AM : Start Price: $3.01 PCBC Score: -60.96

Reputable management.....losses with RALs will be controlled as will the losses with Commercial Lendng in the Las Vegas area!

WHOinvestor (70.22) Submitted: 6/26/2009 1:23:24 PM : Start Price: $2.25 PCBC Score: +53.88

Has been going down ever since beginning of the year even with TARP and all that.

broker7005 (92.32) Submitted: 6/20/2009 3:27:06 PM : Start Price: $3.62 PCBC Score: -82.47

bull

dmccomas (94.72) Submitted: 7/27/2008 8:36:30 PM : Start Price: $11.97 PCBC Score: -81.84

The lesson we learned from Wachovia is that there is an under-appreciation for the value in regional banks. The stronger national banks will see the current depressed pricing of regionals as an opportunity to expand and take out competition.
Mark Mayo, the influential analyst at Deutsche Bank, thinks Wachovia's poor second-quarter earnings per share should mark a bottom in the banking sector. If he's right look for PCBC to skyrocket. Regionals haven't been this cheap to franchise value in over a decade.

hu8dco44 (< 20) Submitted: 6/26/2008 2:56:25 PM : Start Price: $14.51 PCBC Score: -81.79

PCBC IS DIGGING ITSELF OUT OF SEVERAL PROBLEMS INCLUDING HOUSING LOANS. LOOK FOR THE P/E TO RISE TO 12 WITHIN 3 YEARS.

alscousin (< 20) Submitted: 5/13/2008 8:02:56 PM : Start Price: $19.84 PCBC Score: +77.25

Local banks are in for a world of hurt as their loans to commercial real estate projects and small business start to go bad.

summergrl (38.79) Submitted: 2/15/2008 11:37:53 AM : Start Price: $18.67 PCBC Score: -81.57

great local bank, made a bad move last yeaqr but back on track-up 250% plus great dividends every year, over the past 18 years

drewdac75 (< 20) Submitted: 2/4/2008 3:45:36 PM : Start Price: $20.59 PCBC Score: -79.65

1st quarter= RALs banking

edsauret (< 20) Submitted: 11/6/2007 1:01:52 PM : Start Price: $16.81 PCBC Score: -70.86

Earnings increase every year. Core bank business is solid. Currently trading at 55% of last years price with comparable or better earnings.