PNC Financial Services (NYSE:PNC)

PNC makes good solid positions and has gone after the Generation X market in a big way vs. just going after them for credit cards. Their relationship and products with colleges will bring them more customers. They are also expanding smart.

Here's the buy rec:
http://www.fool.com/investing/general/2011/08/24/5-banks-to-buy-now-.aspx

good regional

Conservatively managed bank, stable deposit base, recent acquisition at a reasonable price, exposure to troubled loans considerably less than many banks

Good value play.

Buying up other banks for cheap (including RBC)- strong growth and sales strategy.

Two words, customer retention. As all other banks phase out free checking PNC will make the effort to give the customer what they want. I see a lot of retail banking boost as consumers look for banking alternatives.

A bank that look cheap and looks like a survivor in the banking industry.

#5 on commercial real-estate loans
D grade from Hillbent.com
Reggies Analysis

With the purchase of National City this makes PNC Financial Services Company a bodafide top five bank within there industry. There combined deposites will exceed 300 Billion and with growth seen on the horzion this company should reach the $80 per share level within the next six to twevle months.

Banking is due for a recovery, this one is strong since the govt gave them NCB's assets.

QUICK! Pick a reason to exit a market that has risen too fast and gotten too expensive. Here are three to choose from: buying power is getting exhausted according to DeMark indicators; daily sentiment indicators are 88% bullish; RSI’s and oscillators are over extended.

PNC is suffering due a weakening of its credit portfolio due largely to the residual issues from Natonal City's acquired portfolio. As these bad loans are scrubbed from the books, PNC will find itself with its traditionally strong franchise with an expanded footprint obtained on the cheap.

Buying National City Corporation was a bad move.

The entire financial sector is still iffy. The fallout from TARP and all the retro active restrictions that came with the bailout money is still a big unknown.

capitalization will improve for the long run

this is one of the most successful banks in the country and definitely will prove its a WINNER.

This change to mark to market causing a 15% price increase is a joke

this is a solid bank with great leadership in Jim Rohr. They did not get tied up in the bad loan business. They saved National City and will turn them around.