Safety Insurance Group, Inc. (NASDAQ:SAFT)

woof321 (98.40) Submitted: 9/13/2006 6:10:10 AM : Start Price: $38.71 SAFT Score: -1.97

analyst always too conservative in estimates (perhaps worried about state regulation), so keeps blowing away estimate and forward P/E always looks high. P/B under 2 and nice dividend growth.

wutangfinancial (28.77) Submitted: 9/13/2006 1:49:54 AM : Start Price: $39.16 SAFT Score: -3.08

undervalued because of investors lack of understanding of the mass. insurance market-incredible growth, incredibly efficient business model

jnorman1998 (26.81) Submitted: 8/26/2006 8:58:38 AM : Start Price: $40.60 SAFT Score: -8.36

Quarterly earnings have blown past the few analyst estimates that are out there for the past four quarters in a row. Even with a recent price run-up, the P/E ratio for this year is still at only 7.5. Very underfollowed and underappreciated company I think.

Luctor (78.46) Submitted: 8/19/2006 12:41:51 AM : Start Price: $41.71 SAFT Score: -10.69

Nice boring company. Insurance! Now I ask you. Car insurance mainly, which is the last thing any sane insurer will tackle. Highly profitable in niche market in just one state. Incredibele growth history. Ridiculous P/E. Fine dividend history and good dividend yield.

pylortes (86.88) Submitted: 6/14/2006 4:10:49 PM : Start Price: $35.34 SAFT Score: +0.12

great auto insurance company protected by Massachusetts insurance regulations. PE is a very low 6.34. As long as the state continues to regulate the industy and keep the national players out, SAFT will be in good shape.