Selective Insurance Group (NASDAQ:SIGI)

5SsmallcapDIV (78.60) Submitted: 1/18/2011 10:41:20 AM : Start Price: $17.48 SIGI Score: -0.70

5 STAR, Small-cap, dividend payer

MaxProfit81 (38.45) Submitted: 4/28/2008 1:03:02 AM : Start Price: $19.43 SIGI Score: -6.50

It has been a slow and rough time for insurance providers, and though SIGI insurance is no different, its recent 13% drop in share price is. That was due to several things stemming from management and not so much from real world events. This company took a one time restructuring charge in February, along with higher short term cash positions to hedge against the financial markets volatility. As i see it, this company is taking all the necessary steps to not only safeguard its investments, but also to improve its infrastructure. If thats worth a 13% drop, then im in now on the cheap and ready for clear sailing ahead.

goochb1 (21.27) Submitted: 3/25/2008 1:43:47 PM : Start Price: $21.57 SIGI Score: -19.20

Selective Insurance engaged in major cost cutting initiatives at the beginning of 2008 in order to "shore up" its one major vulnerability in the industry. Selective has been a historically strong performer however, in recent years the direct competitor's Expense Ratio has outperformed Selective in spite of Selective’s strong Earnings and Profitability.

oinbar7777 (50.90) Submitted: 3/12/2007 8:56:11 PM : Start Price: $21.31 SIGI Score: -16.80

good strategy, good products, solid management

mtthwpigott (95.89) Submitted: 2/12/2007 11:20:04 PM : Start Price: $22.12 SIGI Score: +17.36

even when this stock splits on Feb 20, the P/E ratio below 10 only tells me that they are working things out. If you are in currently, sell right after the split and you will come out with a 50 cent extra dividend

furryelmer (35.16) Submitted: 1/22/2007 5:59:43 PM : Start Price: $23.31 SIGI Score: -22.60

Small insurance company wisely letting Geico take auto policies while it goes for less risky ones.