UMB Financial Corp (NASDAQ:UMBF)

pchop123 (71.80) Submitted: 5/15/2012 11:39:25 AM : Start Price: $47.21 UMBF Score: +4.11

Low PE and rising dividend story

Greenehouse (57.12) Submitted: 7/27/2010 7:59:20 PM : Start Price: $37.41 UMBF Score: +10.54

This regional bank holding co with great capital, strong management, & conservative risk taking is not well known by many, but deserves to be in everyone's portfolio...Wake Up investors and watch this stock trot.

cyborsurfer (< 20) Submitted: 11/4/2008 7:34:22 PM : Start Price: $42.99 UMBF Score: -24.18

Stock that has beat the S&P 500 most of 2008 and insiders own more than 10 percent of the stock.

ZeroDark30 (33.84) Submitted: 4/24/2008 3:50:50 PM : Start Price: $43.22 UMBF Score: +13.14

The Stock Has jumped and then droped about every 3 months. The average drop has only been 4%, while the overall cap gain has been rated higher. GL with your picks

BOSINVMTSOLUTION (< 20) Submitted: 2/24/2008 9:18:35 PM : Start Price: $36.66 UMBF Score: +30.27

Quality low risk regional bank with low exposure to subprime.

zennousha (80.72) Submitted: 9/6/2007 12:16:22 PM : Start Price: $40.06 UMBF Score: +26.92

Good management, consistent growth. Their recent earnings beat the expectations. Target price by FYE: $48

jmweese (83.70) Submitted: 4/30/2007 8:34:03 PM : Start Price: $35.95 UMBF Score: +40.35

Good Midwestern bank that is very choosy about its mergers and acquisitions. Buys only the strongest banks in rural communities and is choosy about its loan portfolio. Has taken steps to prevent fraud among its members.

Pros:

- Strong bank that buys only other strong banks.

- Decent presence in rural Midwestern communities with oil money that needs a home.

- Selective in its loan process and offers competitive rates. (Might help it weather the coming housing collapse much better than larger banks such as Citibank or others).

- Still offers good customer service.

- Good takeover target from a larger bank.

- Insider accumulation.

- My bank of choice.

Cons:

- Pays only a 1.4% dividend and only .25% on a savings account (gives me no reason to keep my deposits with them, for a savings account I bank elsewhere). Other larger banks such as Bank of America make better dividend plays.

- Fee happy for its customer service (charges for almost everything).

- Its presence in rural communities might limit its future growth as rural communities shrink.

- Low return on equity and much higher PE than larger banks such as Citibank.

Overall, I think it is a good stock that recently split and has continued up. I would like to see the price at $35 or so but $40 would not be a bad price for the long-term.

dana2k (< 20) Submitted: 2/2/2007 8:52:54 PM : Start Price: $33.51 UMBF Score: +47.34

Solid bank with good management growing through reasonable acquisitions.