Vineyard National Bancorp (VNBC)

huang318 (< 20) Submitted: 11/15/2007 11:00:03 AM : Start Price: $10.63 VNBC Score: -78.73

Pro: good valuation. Generally good quality of loans. good management and historic winning recrod.

Con: finacial turmoil, short-term volatitiy, could see more write-offs in the near-future.

My expectation is that if you see the end of write-offs, it is saft to be in this stock. However, at that time, the return probably won't be that great.

harrison5046 (97.11) Submitted: 3/9/2007 11:03:38 AM : Start Price: $22.17 VNBC Score: -83.78

loading up on regional banks in Texas. All will be bought out. Very hot market for consolidation.

themtbinvestor (34.03) Submitted: 1/31/2007 9:54:13 AM : Start Price: $23.15 VNBC Score: -82.75

sector

Romalag (< 20) Submitted: 1/28/2007 3:33:36 PM : Start Price: $22.87 VNBC Score: -82.91

1000