White Mountains Insurance Group, Ltd. (NYSE:WTM)

Billmc85 (80.62) Submitted: 7/4/2007 12:11:16 AM : Start Price: $581.65 WTM Score: -1.62

Rec from a friend

MissDookN (42.01) Submitted: 5/13/2007 5:28:09 PM : Start Price: $545.17 WTM Score: +3.04

This stock meets my criteria for a long-term buy: great management and a good price.

ZeroPhaseWavelet (< 20) Submitted: 3/28/2007 8:43:52 AM : Start Price: $541.30 WTM Score: -1.95

Share price has remained more or less stagnant over the past couple of years, while improvements in earnings and cash flow are not reflected. WTM has become a deep value play.

kenzur (< 20) Submitted: 3/14/2007 10:00:33 AM : Start Price: $532.25 WTM Score: -3.60

online insurance sales. Starting to brand very well.

NetscribeInsuran (< 20) Submitted: 3/12/2007 6:26:11 AM : Start Price: $540.29 WTM Score: -3.38

White Mountains Insurance Group, Ltd. is engaged in property and casualty insurance and reinsurance through its subsidiaries and affiliates. The company operates in four segments viz, OneBeacon which are United States-based property and casualty insurance writers contributing to 52% to the company revenues, White Mountains Re which is indulged in all types of reinsurance business accounting for 34%, Esurance that is involved in personal auto insurance business makes up for 12% and other operations.

For 2006, White Mountains Insurance Group, Ltd.'s revenues rose 4% to $4.79 billion led by increase in earned insurance, reinsurance premiums and higher net investment income. Net income totaled $673.2 million, an astounding 132% growth reflecting a decrease in loss expenses, lower general and administrative expenses and higher earning from unconsolidated equity affiliates. Company had a combined ratio of 96% in the property and casualty insurance in 2006 which is reasonable compared to 98% prior year due to the catastrophe losses.

Results in 2006 for many insurers pointed to a trend of stabilizing premium growth amid ongoing competition, and improved underwriting margins thanks to favorable claim trends and lower catastrophe losses. As the industry projects lower catastrophe losses in the coming year, outlook for the property and casualty insurance industry looks positive. Although industry premium rates for many lines of non catastrophe-exposed types of coverage remain competitive, it is anticipated that overall premium rates will likely remain firm in 2007.

Currently the company’s price to earnings multiple is trading at 9.07, lower than the industry’s average, which exhibits it upside potential. Moreover, the company’s combined ratio also shows an improvement over the last year which proves its strength. Given the scenario the company seems to be a good bid to remain invested in.

dscheeler (< 20) Submitted: 2/5/2007 9:27:06 AM : Start Price: $558.11 WTM Score: -3.50

Strong mgmt team with good track record

buzzworthystocks (56.34) Submitted: 12/27/2006 1:07:08 AM : Start Price: $553.81 WTM Score: -4.70

buffet's holding, what else can I say

daftstockpicker (82.20) Submitted: 11/18/2006 1:56:29 PM : Start Price: $489.73 WTM Score: +2.47

I kept reading about the great management team that runs this company. THe internet seems to effuse with praise for this company's management team.

I did not dig into the financials deeply, I did not go through the proxy statements. I did none of the usual 'due diligence' mantra that everybody seems to be repeating over and over, ad nauseum.

I simply said to myself, the management team seems to be made in heaven, buy the damn stock.
This is the essence of the dafty style of investing.

Orkdung (40.98) Submitted: 10/25/2006 2:13:32 AM : Start Price: $555.71 WTM Score: -7.96

They say the worst to come in weather is 2008 and beyond.
Lets hope so. I give em steady growth for 2 years
Buffett loves em, I'll give em a go!

bobbo52 (< 20) Submitted: 10/17/2006 2:47:14 PM : Start Price: $505.14 WTM Score: -0.06

Buffett likes em and Markel does too.

mweav (98.81) Submitted: 10/11/2006 8:47:51 PM : Start Price: $496.00 WTM Score: +1.65

Experienced management in a tough industry. Pricing power improving. Risk profile improving. Lots of value here. Dividend helps too.

duane1x (87.63) Submitted: 9/9/2006 5:11:26 PM : Start Price: $503.70 WTM Score: -4.95

year for insurers won't be so bad after all

HOLLIS9 (< 20) Submitted: 8/28/2006 11:04:44 PM : Start Price: $496.47 WTM Score: -2.92

Unpopular area, good valuation and excellent management team. A contarian play

pennyfreeman (39.86) Submitted: 8/25/2006 4:48:08 PM : Start Price: $500.81 WTM Score: -4.72

Down for moment but not out. I plan to hold my few little shares probably forever and add more if I can.

OSUChad (96.86) Submitted: 8/25/2006 6:16:04 AM : Start Price: $502.26 WTM Score: -4.90

White Mountain Ins - Value

uwsanjay (< 20) Submitted: 8/24/2006 7:05:37 AM : Start Price: $505.53 WTM Score: -5.14

A solid management team
E-surance is small now but will get bigger