The Western Union Company (WU)

world economy heads into another crash........

OUTPERFORM

they're a little high right now. The buisness seems good but i think they're coming back up too fast. The EPS just took a recent downturn.

Here's Western Union's business model in a nutshell. You go to WU and give them money. They then turn around and give someone else LESS MONEY. Multiply that by 350,000 locations worldwide and you'll see why I like this business. It's got a great brand (ask 10 people to name 1 other way to send money internationally), over a century-long track record of innovation, and they are paying down the debt they were saddled with after being spun off of First Data.

overvalued

This account tracks the less exciting stocks from my watch list - companies that are easy to understand with clean balance sheets and good track records in relatively straight-forward industries.

I have recently been to India and saw WU pretty much everywhere in small villages and towns’s tea stalls and shops. This was up North India a place called Dharamsala, I had wired money to me from US and I had no problem.

So as the economy gets better there will be more people transferring money in and out of US and other countries. So I am long for WU.

This economy will not stay slug forever.

Beat up with housing crash. Foreign and Illegal workers method of choice for getting money back home.

Mmm...money transfers...

Trades cheaply versus companies with a similar business model.

WU-is growing into other areas & looks poised for a stellar run. a buy & hold for 3/5 years!!!!!!!!

At this price the poor mans bank should make money in the long run

Long-term global growth looks strong for this high quality business. Attractive PE and 5 star CAPS rating leads me to rate WU outperform.

This company has been expanding into new areas and gaining new partners in the banking industry. They continue to develop more products for their consumers and make it easier to deliver the products they already provide.

This one doesn't have what it takes. It was a good idea a while ago but now anyone can "wire" money. There is this new thing called the internet and you can do all sorts of stuff on there including banking. Who needs WU? If i were to invest in this I might was well invest in horse carried postal service or the telegraph. These are things of the past.

PS: Yes I realize I am going against SA. Bring it on!

Recession is almost over baby!!!!!

At only 13 times earnings and with a strong balance sheet, Western Union seems poised to succeed in the near term.

The global recession will not last forever and when things pick up so will this company's profits. They have a relatively cheap business model - needing only a counter somewhere in an existing store as a place of business - and we live in a world in which increasing numbers of migrants are finding work abroad as cheap labour, and wanting to send money back home to their families. WU is the clear market leader in capitalizing on this trend and will do very well from it in years to come.

Immigration reform is comming and lots of money will change hands(people feeling relaxed and secure) will send money home;)...western union here they come.