Fednat Hldg Co (NASDAQ:FNHC)

Low EV/EBITDA and High book value per share
Operating margin and Return on Equity close to 20%
Very high Revenue AND Earnings Growth
Diluted EPS close to 2%
Because Institutions only own 21% and Insiders about 18% and the stock is not optionable, it's price is less likely to be manipulated by large institutions
The debt/equity is around 4.5 but the current ratio is around 0.5

This is a stock that one of my investment clubs will be purchasing soon, so this will soon be a real-life holding of mine.

The sales have risen an average of over 24% yearly since 2009, (all in the past 2 years). The EPS has went up 172.3% since 2012. (It lost money before that, but the earnings have consistently been increasing over the past 4 years.) The pre-tax profit margin has been increasing for the past 4 years, as has the earned-on-equity. The company has no debt, (which is great, since it was able to continue debt-free even during the years it was losing money). The current P/E is above historic averages, which is not surprising considering its stronger fundamentals than it has shown over the past 5 years. The PEG ratio is quite low at less than 0.6, so a great buy. The company paid a 2% dividend yield last year, as it increased its dividend by a factor of 5x over what it paid in 2012, (a good sign). The payout ratio is quite low, below 8%, so there is a lot of room for them to raise the dividend some more if they want to.

I think the company could hit $50 a share or more in the next 5 years, or more than double its current price. Add in that 2% dividend yield and I think that this stock could earn me almost 20% a year over the next 5 years. That is my hope anyway. I'll have to see how my estimate pans out.